Your goal and risk profile will be captured in a concise online questionnaire
Our intelligent system will create an optimised portfolio based on your profile
We will monitor and rebalance your portfolio as needed
Gain immediate access to global markets and diversify across 11,000 stocks and bonds.
Our portfolios offer diversification to the largest equity and fixed income markets in the world. Our selected equity funds include representations from the 20 largest stock markets by capitalisation and almost 5,000 holdings. Our selected fixed income funds include representations across multiple currencies, credit rating grades and hold over 6,000 securities. As market returns deviate across geographies, global diversification allows us to further manage risk and reduce portfolio volatility.
Enhance your returns with low expense, tax efficient ETFs.
Fund expenses and withholding taxes have an undesired effect of reducing returns. We have selected cost efficient funds, primarily consisting of index exchange traded funds (ETFs) with low expense ratios, to create low cost portfolios.
The average expense ratio of equity and fixed income ETFs we have selected stand at just 0.13% and 0.4% respectively compared with 1.90% and 1.45% in our survey of equity and fixed income unit trusts available in Singapore.
We have also analyzed where ETFs are domiciled and listed in order to minimize dividend/distribution taxes, and have as a result geared our selections towards London-listed, Ireland-domiciled ETFs which are not subject to withholding tax at the investor level. Other things being equal, lower fees and taxes mean higher returns.
With our intelligent platform and customised portfolios, you can invest for your retirement, children's education or to build long-term wealth.
Our technology keeps your investments on track as you progress towards your goals. As you stay invested, you stand a good chance of achieving compounded returns.
UTRADE Robo portfolios are globally diversified, multi-asset portfolios, built using low cost ETFs.
|Performance as of 30 Sep 2019 (SGD)||1 month (%)||3 months (%)||6 months (%)||1 year (%)||Since Inception 6 Sep 2018 (%)|
|Conservative - RISK30 Portfolio||-0.7||1.6||4.9||5.6||5.9|
|Moderate - RISK70 Portfolio||0.6||1.3||4.1||3.5||4.5|
|Aggressive - RISK100 Portfolio||1.5||0.2||2.1||0.4||1.8|
*incepted on 06 September 2018.
Performance data is net of fees for portfolios with an initial capital of $10,000.
Portfolios are rated on a risk score of 0 - 100, with higher scores indicating higher expected returns and higher volatility. Sample portfolios rated "Conservative", "Moderate", "Aggressive", corresponding to Risk Scores of 30, 70, and 100. Performances shown represent actual performances of portfolios with constant risk scores.
The blended benchmark comprises a 50% in global aggregate bond index, 25% in a developed markets stock index, 25% in an emerging markets stock index, in SGD terms, rebalanced every six months.
UTRADE Robo's personalised portfolio risk scores may differ from those which are shown above.
Given the same risk score, the performance of a portfolio may vary from the performance presented.
Historical performance is not necessarily indicative of future performance.