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For withdrawal requests, changes in portfolio strategy, or other inquiries, please contact us at:
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Enjoy these benefits
Global, Multi-Asset Portfolios
Gain immediate access to global markets and diversify across 11,000 stocks and bonds.
Our portfolios offer diversification to the largest equity and fixed income markets in the world. Our
selected equity funds include representations from the 20 largest stock markets by capitalisation and almost
5,000 holdings. Our selected fixed income funds include representations across multiple currencies, credit
rating grades and hold over 6,000 securities. As market returns deviate across geographies, global
diversification allows us to further manage risk and reduce portfolio volatility.
Cost-Efficient Portfolios
Enhance your returns with low expense, tax efficient ETFs.
Fund expenses and withholding taxes have an undesired effect of reducing returns. We have selected cost
efficient funds, primarily consisting of index exchange traded funds (ETFs) with low expense ratios, to
create low cost portfolios.
The average expense ratio of equity and fixed income ETFs we have selected stand at just 0.13% and 0.4%
respectively compared with 1.90% and 1.45% in our survey of equity and fixed income unit trusts available in
Singapore.
We have also analyzed where ETFs are domiciled and listed in order to minimize dividend/distribution taxes,
and have as a result geared our selections towards London-listed, Ireland-domiciled ETFs which are not
subject to withholding tax at the investor level. Other things being equal, lower fees and taxes mean higher
returns.
Realise Your Financial Goals
With our intelligent platform and customised portfolios, you can invest for your retirement, children's
education or to build long-term wealth.
Our technology keeps your investments on track as you progress towards your goals. As you stay invested, you
stand a good chance of achieving compounded returns.
Performance
UTRADE Robo portfolios are globally diversified, multi-asset portfolios, built using low cost ETFs.
| Performance as of 31-Oct-2025 (SGD) |
1 month (%) |
3 months (%) |
6 months (%) |
1 year (%) |
3 years (% annualised) |
5 years (% annualised) |
Annualised Since Inception 6-Sep-2018 (%) |
| Conservative |
1.5 |
3.9 |
6.0 |
7.1 |
6.1 |
2.2 |
3.6 |
| Moderate |
2.3 |
6.0 |
12.2 |
12.3 |
11.3 |
6.1 |
5.9 |
| Aggressive |
-2.2 |
2.4 |
11.9 |
10.8 |
14.0 |
8.6 |
7.1 |
| Blended Benchmark |
2.5 |
6.8 |
12.5 |
13.2 |
10.4 |
4.0 |
4.7 |
*incepted on 06 September 2018.
Performance data is net of fees for portfolios with an initial
capital of $10,000.
Portfolios strategies are rated "Conservative", "Moderate", "Aggressive".
Prior to March 2020, these portfolios corresponded to portfolios with Risk Scores of 30, 70,
and 100 (out of a maximum of 100).
The blended benchmark comprises a 50% in global aggregate bond index, 25% in a
developed markets stock index, 25% in an emerging markets stock index, in SGD terms,
rebalanced every six months.
The performance of actual portfolios may vary from the performance presented for
a particular portfolio strategy.
Historical performance is not necessarily indicative of future performance.
Tell us about yourself
Your goal and risk profile will be captured in a concise online questionnaire